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Internet fraud prevention is the act of stopping various types of internet fraud. Due to the many different ways of committing fraud over the Internet, such as stolen credit cards, identity theft, phishing, and chargebacks, users of the Internet must make sure to avoid such scams. Internet fraud must be prevented on two ends. First, there is the basic user who may be susceptible to giving away personal information in a phishing scam, or have it be acquired by rogue security software or a keylogger. In a 2012 study, McAfee found that 1 in 6 computers do not have any sort of antivirus protection, making them very easy targets for such scams.〔(【引用サイトリンク】url=http://www.tomshardware.com/news/M,15826.html )〕 Business owners and website hosts are also engaged in the ongoing battle of preventing Internet fraud. Due to the illegal nature of fraud, they must ensure that the users of their services are legitimate. Websites with file hosting must work to verify uploaded files to check for viruses and spyware, while some modern browsers perform virus scans prior to saving any file (there must be a virus scanner previously installed on the system).〔(【引用サイトリンク】url=http://kb.mozillazine.org/Browser.download.manager.scanWhenDone )〕 However, most files are only found to be unclean once a user falls prey to one. ==History== Internet fraud began appearing in 1994 with the start of e-commerce. The first trend to be seen was the use of “Famous Names” to commit the fraud. Using this method, the person committing the fraud would use stolen credit cards with the popular celebrity of the time’s name. This highly unsophisticated plan was only successful because the internet was new and the possibility of fraud had not been considered. Eventually internet merchants implemented rules to confirm the card user name. Following the “Famous Names” strategies were more technical attacks in which hackers created card-generator applications that came with real credit card numbers. Attacks such as these were commonly targeted toward the same vendor. Merchants had no way to see cross-merchant activity until the credit card associations reported it. After 1996 fraudulent users went on the internet to test the status of stolen credit cards. By 1998, the internet was filled with e-commerce sites. Fraudsters began to set up “dummy” merchant sites where they could harvest their own credit cards through their own site. Before the charge-backs rolled in, they would shut the doors of the website and leave the country. Soon a trend started of the mass theft of identities from the internet through information provided online under the Freedom of Information Act. One of the counter-methods merchants developed was the use of consumer accounts. The merchant would set up a consumer account the first time the consumer made a purchase. Following the creation of the new account, the merchant would perform a series of third-party checks to validate the information provided by the consumer. As auction sites like eBay and uBid gained popularity, new fraud methods arrived specifically targeting this new merchant community. From selling bogus goods to misleading the consumer, the fraudsters continued to take advantage of consumers. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Internet fraud prevention」の詳細全文を読む スポンサード リンク
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